These cover includes three types of insurance covers
Third party only cover:
Provides for a minimum cover as required by law (Motor vehicle insurance ordinance) which requires all vehicle owners to insure or provide security against their legal liability incase death or bodily injury caused to third parties (cover is unlimited in amount). In addition to cover required by law, it provides cover for legal liability to third party property damages up to specified limits.
Third party only cover
Over and above the third party only covers, the loss or damage to the vehicle by fire and theft.
This is a wider cover that provides protection against loss of or damage to the motor vehicle and its accessories while thereon, third party liabilities, medical expenses and towing charges up to specified limits